ANALISIS KOMPARASI KINERJA KEUANGAN PADA PERBANKAN KONVENSIONAL BUKU IV DI INDONESIA SEBELUM DAN SESUDAH PANDEMI COVID-19

This research was conducted to analyze whether there are differences in financial performance conventional banking BUKU IV before and after the COVID-19 pandemic based on capital ratio (Capital Adequency Ratio), earning asset quality (Net Performing Loan), profitability (Return Asset & Return Equity), efficiency (BOPO: operational costs / operating income), liquidity (Loan Deposit Ratio). Because of using saturated sampling technique, objects that make up population this all used as samples, is seven banks meet criteria for including BCA, BNI, BRI, CIMB Niaga, Danamon, Mandiri, Panin. The results shows that: ( 1) no difference CAR ratio; (2) a NPL (3) ROA (4) ROE (5) BOPO (6) LDR ratio.